A comprehensive understanding of the thousands of factors that affect the operation of your financial institution is a critical element of success. Studies suggest that business intelligence tools may be the most underused of all currently deployed bank applications. It’s clear that financial institutions making the fullest use of these tools gain a more comprehensive view of their position in the market, a better understanding of their customers, and a clearer vision for their future.

Every day you compile and store data that has the potential to make your financial institution more profitable. Boosting your profits comes from an understanding of where and how your revenue is generated, and balancing this against the cost of doing business. Fiserv’s powerful business intelligence solutions offer streamlined access to essential financial data and customer demographics, and the ability to put that information to the best use.

• Premier Regulatory Reporting, our joint venture with FRS, a leading provider of financial reporting and analytics, is a comprehensive and easy-to-use solution that can help your organization meet regulatory reporting guidelines. A complete end-to-end process, Regulatory Reporting automatically collects, allocates and validates data, delivering it electronically to both simplify and satisfy your quarterly reporting requirements.
• The Transaction Authorization System is a browser-based system that supports item inquiry, item maintenance, item review and reporting capabilities. In addition, integration with the Exception Item Module (EIM) offers efficient exception review and settlement.
• Premier Customer View is a comprehensive "customer reference solution" that combines a contact management tracking system with a customer relationship tool, all at the same workstation. Seamless integration with Premier and third-party software enables you to monitor the banking needs of current and future customers, including recent contacts and product availability.
• Premier Viewpoint delivers next-generation business intelligence through innovative, browser-based features. Premier Viewpoint simplifies database management, enabling your staff to author, manage and view reports from a single portal, and providing concise and easy-to-understand access to the valuable data you rely on to make decisions and formulate policy.
• PrimePLUS complements Prime with its ability to find hidden relationships through multidimensional analysis and comparison of summarized data. You can also "drill down" to get a more detailed look at your data from either the desktop orany web browser.
• Premier Information Warehouse enables you to convert valuable information from multiple databases into a powerful enterprise data warehouse that can be used to identify long and short-term trends, financial risk and profitable cross-selling opportunities.
• Premier Customer Profitability Package There’s a good chance most of your profits are generated by a fraction of your customers, making it more important than ever to easily and accurately identify and cultivate the most profitable relationships. The Premier® Customer Profitability Package eliminates the guesswork by incorporating industry-leading products to help your staff look at account information in new ways, and turn this insight into effective action.
• Accounts Payable System (APS) provides comprehensive control of vendors, purchase orders, payables, checks and IRS reporting. APS introduces a new level of automation for the effective management and payment of invoices.
• Asset Liability Management (ALM) equips you with the ability to project the results of financial plans and forecasts, interest rate "shock" analysis, gap management or repricing opportunities.
• OFAC Reporting Module (ORM) facilitates compliance with federally mandated requirements to monitor all financial activity performed within and through U.S. financial institutions.
• Fixed Asset System (FAS) is an all-in-one solution for asset inventory control. Key features include automatic depreciation, transaction integration to FMS, reporting and effective management of fixed assets.
• Stockholder Accounting System provides your organization with the tools to monitor the purchase and sale of its stock. Up to nine different stock plans per organization may be designed to facilitate management of different common and preferred stock offerings, as well as IRS reporting requirements.
• Repurchase Agreement Reporting Module (RAM) reduces the labor necessary to service sweep accounts and improves the efficiency of commercial banking operations by making the associated tasks part of a bank's automated daily posting routines.